Professional Liability | Malpractice Insurance

Professional Liability - Malpractice Insurance

The Optometric Protective Plan is pleased to have teamed up with MedPro Group to provide a professional liability policy specifically designed to meet the needs of eye care professionals.

Offering Specialized Insurance Coverage for Eye Care Professionals


Professional Liability Insurance Coverage Highlights and Features

  • Fully portable, first dollar professional liability coverage
  • Consent to Settle
  • Varying limits of liability available
  • Defense costs outside the limits of liability
  • Occurrence and Claims-made coverage available
  • Separate limit corporation coverage available
  • Shared limit corporation coverage at no additional charge (where available)
  • Personal Injury Liability
  • Good Samaritan Coverage
  • Administrative Hearing and Medicare / Medicaid Billing Defense
  • Professional Services Coverage for service on committees and peer review
  • Medical Payments and First Aid Coverage
  • Deposition Fees, when not named
  • Loss of Earnings per day, when assisting in defense
  • HIPAA Proceeding Expense
  • Sexual Misconduct Defense
  • Locum Tenens Coverage


Discounts and Credits

  • New to practice credit
  • Moonlighting policy
  • Part time credit
  • Risk Management premium credit
  • Group Size credits
  • Electronic Health Records System (EHR) credit
  • Association membership credits available for state and national associations
  • Flexibility for Leave of Absence including educational leave, sabbaticals, short term disability and FMLA
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