Professional Liability | Malpractice Insurance
The Optometric Protective Plan is pleased to have teamed up with MedPro Group to provide a professional liability policy specifically designed to meet the needs of eye care professionals.
Offering Specialized Insurance Coverage for Eye Care Professionals
- Optometrists and their staff
- Lasik Centers and Ophthalmologists
- Opticians and Ophthalmic Technicians
- Students and Externships
Professional Liability Insurance Coverage Highlights and Features
- Fully portable, first dollar professional liability coverage
- Consent to Settle
- Varying limits of liability available
- Defense costs outside the limits of liability
- Occurrence and Claims-made coverage available
- Separate limit corporation coverage available
- Shared limit corporation coverage at no additional charge (where available)
- Personal Injury Liability
- Good Samaritan Coverage
- Administrative Hearing and Medicare / Medicaid Billing Defense
- Professional Services Coverage for service on committees and peer review
- Medical Payments and First Aid Coverage
- Deposition Fees, when not named
- Loss of Earnings per day, when assisting in defense
- HIPAA Proceeding Expense
- Sexual Misconduct Defense
- Locum Tenens Coverage
Discounts and Credits
- New to practice credit
- Moonlighting policy
- Part time credit
- Risk Management premium credit
- Group Size credits
- Electronic Health Records System (EHR) credit
- Association membership credits available for state and national associations
- Flexibility for Leave of Absence including educational leave, sabbaticals, short term disability and FMLA
